Have you been hurt in a car accident or another type of accident in Phoenix? You’re likely to hear from someone at an insurance company soon. Knowing how to deal with insurance companies after a personal injury is essential so you don’t make a mistake that could hurt your insurance claim.
Letting our lawyers handle the claims process is the best way to deal with the insurance company after an accident. The personal injury attorneys at Silkman Law Firm are ready to help you with your personal injury claim now.
Be Careful What You Say to Insurance Adjusters
Most people have the instinct to apologize after an accident, even if what happened wasn’t their fault. It’s an understandable impulse, but an insurance company can treat an apology as an admission of fault and use it to deny your claim. Don’t apologize in any way, and think carefully about everything you say to the insurance claims adjuster. The insurance adjuster’s goal is not to help accident victims recover full compensation for their injuries but to protect their company’s profits. Do not provide a recorded statement to the insurance adjuster without your attorney’s advice.
Don’t Accept the First Settlement Offer from the Insurer
The insurance company’s first offer for an accident claim is almost always too low to cover the full extent of your losses because it’s only the starting point for negotiations. Damages in personal injury cases are uncapped in Arizona, so depending on your injuries, you could be turning your back on a much larger settlement. Whatever the company offers you at first, they will almost certainly pay more than that to avoid a personal injury lawsuit. Contact our personal injury lawyers in Phoenix and let us handle the negotiations with the insurance company for you.
Keep Detailed Records
Keep records of everything. That means medical records from every doctor’s visit, all medical bills, pay stubs showing lost income, every notice from the insurance company, and anything else that may help you and your personal injury lawyer fight for maximum compensation.
Let Your Lawyer Handle the Negotiations
Our attorneys have more experience handling negotiations with insurance companies than you do. Injured people with attorneys usually get larger settlements than those without lawyers. No attorney can guarantee success with any claim, but letting our experienced professionals handle negotiations for you is a smart move.
Don’t Sign Anything Without Legal Advice
When you file a personal injury claim after an injury, the insurance company will investigate the accident and assign fault according to its viewpoint. In Arizona, the court will reduce your compensation if you are partially responsible for the accident, so you must watch out for any attempt to get you to admit fault. The insurance company will also assess the extent of your liability for the accident before making a settlement offer, but they have every reason to minimize your actual losses so they can pay you as little as possible. Don’t sign anything the insurance company wants you to sign without talking to our experienced lawyers for personal injury claims.
Contact Our Phoenix Injury Attorney to Learn More
The best advice for anyone injured in an accident is to contact a skilled personal injury lawyer right away. Until a lawyer starts handling your case, minimize what you say to the insurance company and do not admit fault. Give yourself the best chance to obtain the compensation you need and deserve.
Silkman Law Firm, a personal injury firm in Phoenix, offers free case reviews, and a personal injury attorney from our firm would be happy to meet you anywhere that is convenient to discuss your claim, including the hospital or your home. If you’re looking for aggressive representation and excellent service, contact Silkman Law Firm immediately to set up a free consultation to discuss how we can help you seek fair compensation.
