Dogs top the list as the most popular American pet. We spend billions annually on our four legged friends because we value their companionship and their loyalty.
But the truth is that they also cause the most “popular” type of animal bite in the United States, with dog bites accounting for 4.5 million injuries annually.
Whether it’s a friend’s dog you may have known for years or a new dog in the neighborhood, dog bites can happen at unexpected times and the results can be devastating.
What happens when you or a family member suffers a dog bite?
Besides the medical consequences of the injury and the emotional trauma that may come with it, the truth is that the monetary impact of a dog bite can be substantial.
Unfortunately, many cases are left under or uncompensated leaving the victims not only devastated physically and emotionally, but also financially.
According to the Insurance Information Institute, the average cost paid out for dog bite claims nationwide was $32,072 in 2014.
With the median American household income hovering at $52,000, a $32,000 loss could easily prove catastrophic to a family.
Severe injuries can cost significantly more. In 2012, more than 27,000 people underwent reconstructive surgery to repair injuries from dog attacks.
Insurance companies also report that more than one-third of all homeowners’ insurance liability claim dollars are dog bite related.
Yet, insurance companies pay out only 15,000-16,000 victims out of the millions bitten.
Why pursue representation?
If you or someone you love has been the victim of a dog bite, you need to seek legal counsel versus attempting to go it alone (or not pursuing compensation at all.)
Often, an insurance adjuster will offer a settlement far below what is reasonable compensation for your case, seeking to take advantage your lack of experience in dealing with insurance claims.
Remember, no matter how nice or reasonable they seem, the insurance adjuster works for the insurance company and their role is to keep money in the pocket of the insurance company.
The Silkman Law Firm is your advocate and, in many cases, you end up with higher compensation even after paying the attorney’s percentage.
Consulting us doesn’t always end up with a lawsuit. In many circumstances, we can negotiate a settlement with the insurance company without ever going to court.
The Silkman Law Firm has the experience and expertise needed to negotiate and reach a mutually fair settlement. One that considers the full extent of financial damages you are likely to face, not only immediately, but also over your lifetime.
Don’t get bitten twice.
The statute of limitations, or deadline, for reporting a dog bite claim in Arizona is two years.
If you’ve been the victim of a dog bite, contact The Silkman Law Firm or call at 602-535-5899 for a free case evaluation.