It’s the most wonderful time of year. Or at least that’s how the song goes.
You’ve RSVP’d to holiday parties and purchased gifts for the hosts.
When you arrived at the party, you slipped going up the steps that lead to the well-decorated front door, twisting your ankle and bruising your wrist.
In the moment you think you’ll be okay but later x-rays reveal a broken wrist and hairline fracture to your ankle as a result of your slip and fall at the holiday party.
Your medical insurance doesn’t cover all of the costs and you wonder if your slip and fall medical bills could be covered by the host’s homeowners insurance.
Unless there was an obvious hazard that wasn’t addressed by the host prior to the party, it’s unlikely they are liable but it’s worth a free case review to be sure.
Getting Ready for a Holiday Party
We all wanted to have a fun experience at our holiday parties but there are often potential hazards like extension cords, lights, decorations, and gifts in our path.
But we all know accidents happen even when you did your best to avoid them both inside and outside the home.
In the example here, unless there was a known loose piece of the steps that wasn’t fixed prior to the party, it’s not likely the hosts’ insurance will pay the claim.
But what if the homeowner WAS aware there was a partially broken step in the walkway but thought it would hold out long enough that he/she could get around to fixing it sometime after the party?
In that case, you may actually have a slip and fall claim. This doesn’t mean the host’s homeowners/renters policy is just going to pay up though.
Whether you like it or not, sometimes the only option to get your medical bills paid may be to sue the host of the party who is also your friend.
That’s not exactly in the holiday spirit but you need your bills paid so you can heal physically and mentally. If you’ve missed work as a result of the injuries, you may also need to be compensated for lost wages.
Navigating through the negotiations, especially with friends or family, can be uncomfortable which is why you need the experienced team at Silkman Law Firm Injury & Accident Lawyer to guide you through the process.
If you or a loved one suffered a slip and fall accident, it’s worth your time to call Silkman Law Firm Injury & Accident Lawyer for a free case review. We can review your case and determine the best course of action.