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Did you get hurt in a car crash while riding as a passenger? It’s understandable to feel confused about your legal options in a situation like yours. You don’t need to search for answers on your own. Instead of wondering, “What are my rights as a passenger in a car accident in Arizona?” get answers from an experienced car accident lawyer from Silkman Law Firm Injury and Accident Lawyer. We offer personalized, free consultations for injured people. Contact us today for yours. 

Your Rights as a Passenger in a Car Accident

Typically, passengers have the same rights as the driver after a car accident. That means you may be eligible to seek compensation from whoever caused the crash. Whether the at-fault party was the driver of the car you occupied, another motorist, or another party altogether (e.g., a government agency or defective auto parts manufacturer), you could file a personal injury claim for compensation as a passenger after a collision.

But how? In Arizona, all drivers must purchase liability auto insurance. This insurance coverage should pay for injuries resulting from a car accident the driver causes. 

Does passenger accident insurance exist for car accidents? Not specifically. However, if the driver of the car you were riding in caused the crash, their insurance policy should cover your bodily injury claims. If the other driver was at fault, you would file a claim with their insurance company. 

The circumstances of the car accident play a large role in the avenues open to you for compensation. For example, insurance issues can be complicated in accidents involving rideshare drivers or other commercial vehicles like taxis. A skilled car accident lawyer can identify all potential sources of compensation if you suffered injuries as a passenger.   

Determining Liability in a Car Accident

When a car accident occurs, the insurance company will determine financial responsibility (liability) by conducting an investigation. A party is considered at fault if their recklessness (negligence) causes a crash. Examples of negligence include: 

  • Running a red light or stop sign
  • Speeding
  • Following too closely
  • Failing to yield the right-of-way
  • Distracted driving
  • Driving under the influence of drugs or alcohol
  • Racing

The Process of Pursuing a Personal Injury Claim

Here’s what to do if you’re injured in a car accident as a passenger: 

  • Call 911 to bring police and paramedics to the accident scene. 
  • Gather evidence at the crash site, such as photos, videos, witness contact information, and insurance information for all drivers involved.
  • Seek medical attention for your injuries promptly if you didn’t need emergency care. 
  • Provide minimal information to the insurance company about the crash. Limit your report to the accident’s date, location, and the parties involved. Do not discuss injuries or make a recorded statement without seeking legal advice. 
  • Consult a car accident attorney for help determining liability and filing a personal injury claim or lawsuit. 

Factors Affecting Your Compensation

Many factors impact the amount of compensation passengers receive in auto accident claims, including:

  • The severity of the injuries
  • The victim’s age
  • The amount of all losses, including medical bills, lost wages, lost earning capacity, etc.
  • Whether fault is in dispute
  • The long-term impact of the injuries 

Why Choose Silkman Law Injury & Accident Lawyer?

The legal team at Silkman Law Firm Injury & Accident Lawyer focuses exclusively on personal injury cases. You can count on us to have the in-depth knowledge and experience to provide exceptional, strategic legal services that stand up to the toughest challenges from the insurance company.  Contact us today for a free consultation.

Author: Alex Silkman

Alex Silkman is the founder and managing member of Silkman Law Firm Injury & Accident Lawyer. He focuses exclusively on personal injury and wrongful death cases, with the goal of getting truly just results for accident victims and their families.